How it works
From scattered to steered
Three steps, about five minutes, and you'll have a clear view of where your money is — and where it's headed.
Step 1
Connect accounts
Securely link banks, cards, loans and investments with read-only access. Takes about two minutes.
- Pick your bank from 12,000+ institutions
- Sign in through a secure, encrypted connection
- We get read-only access — never the ability to move money
- Balances and transactions sync automatically
Step 2
Set your mission
Choose who you're planning for, set goals and budgets, and get your first Fuel Gauge reading.
- Tell us if it's just you, a partner, or a household
- Set budgets by category, shared or personal
- Create Launch Goals and get a projected arrival date
- Get your first Fuel Gauge reading instantly
Step 3
Get timely texts
Pick the alerts you care about. We text you when something needs attention — never just to chat.
- Choose which alerts you care about
- Pick real-time, daily digest, or weekly
- Set quiet hours so texts never wake you
- Reply STOP anytime to opt out, HELP for help
Fuel Gauge explained
One number for your financial health
Your Fuel Gauge is a 0–100 score updated daily. It isn't a credit score and never touches your credit — it's a private reading to help you steer. Each factor comes with a specific tip to raise it.
- Savings rate30%
- How much of your income you keep each month, averaged over 90 days.
- Debt load25%
- Monthly debt payments compared to income, with extra weight on high-APR balances.
- Emergency cushion25%
- How many months of essential spending your liquid savings could cover.
- Spending stability20%
- How predictable your spending is month to month — fewer surprises scores higher.
- Savings rate82
- Debt load64
- Emergency cushion91
- Spending stability70
Tip: Moving $150/mo into savings would lift your score to about 82 by March.
Ready for liftoff?
Set up in minutes, get your first Fuel Gauge reading today, and let the important stuff come to you by text.