Net worth · 7 accounts
Features
One cockpit. Six instruments.
Everything you need to see where your money is, where it's headed, and what needs your attention today.
Every account, one net worth
Checking, savings, cards, loans and investments — synced read-only and rolled into a single, honest number.
- Northwind Checking$4,820
- High-Yield Savings$18,250
- Joint Household$3,141
- Brokerage$41,210
- Retirement 401(k)$29,871
A 0–100 health score
Four factors, one clear reading — and plain-English tips to raise it.
- Savings rate82
- Debt load64
- Emergency cushion91
- Spending stability70
Bills & subscriptions
See the month's recurring charges in orbit, with unused subscriptions flagged in amber.
Money, mutually managed
Shared budgets for partners and households. See who paid what, split fairly, and settle up in one tap.
Goals with an arrival date
Each goal rides a trajectory. Save more and watch the projected arrival date move closer.
Debt payoff, planned
Compare snowball and avalanche side by side and see how many months each saves.
Avalanche saves 4 months and $612 interest on $13,580 of debt.
Alerts by text
Texts, not tray clutter.
App notifications get buried under a hundred others. A text message gets read. So Rocket Mutual sends the alerts that matter — straight to your messages — and stays quiet otherwise.
- Only what mattersLow balances, due bills, odd charges, and wins worth celebrating.
- Your rulesPick alert types, set quiet hours, or switch to a daily digest.
- Always in your controlReply STOP anytime to opt out, HELP for help.
Rocket Mutual: Heads up — Northwind Checking is at $182.40, below your $250 floor. Reply BAL for balances.
Rocket Mutual: Electric ($94.00) is due tomorrow from Joint Household. Balance covers it ✓
Rocket Mutual: 🚀 Milestone! Emergency fund just passed 75% — $9,100 of $12,000. Projected arrival: Feb 2027.
Rocket Mutual weekly recap: spent $812 (−9% vs avg), Fuel Gauge 78 (+2), 2 bills next week. Reply STOP to opt out.
How it works
Countdown to clarity
Three steps from scattered accounts to a clear flight plan.
Connect accounts
Securely link banks, cards, loans and investments with read-only access. Takes about two minutes.
Set your mission
Choose who you're planning for, set goals and budgets, and get your first Fuel Gauge reading.
Get timely texts
Pick the alerts you care about. We text you when something needs attention — never just to chat.
Security
Built like a launch pad: solid.
Your financial life deserves serious protection. Here's how we handle it.
256-bit encryption
Data is encrypted in transit and at rest with the same standards banks use.
Read-only access
We can see balances and transactions. We can never move your money.
You control your data
Disconnect any account or delete everything, anytime, in two taps.
We never sell data
Our business is your subscription — not your information. Period.
Crew reports
“We used to argue about who covered groceries. Now Crew Budget just shows it, and settling up takes ten seconds.”
Pricing
Simple fuel prices
One plan for you, one for your crew. No ads, no upsells, no selling your data.
Solo
For one person charting their own course.
Billed monthly
- All accounts in Mission Control
- Fuel Gauge score & tips
- Orbit bill tracking
- Launch Goals & Burn-down planner
- Text alerts with quiet hours
Crew
For partners and households, up to 4 members.
Billed monthly
- Everything in Solo
- Up to 4 crew members
- Shared Crew Budgets
- Who-paid-what splits & settle up
- Shared goals & joint accounts
- Per-member alert preferences
Not ready? Try the full demo free — no sign-up needed.
FAQ
Pre-flight questions
Ready for liftoff?
Set up in minutes, get your first Fuel Gauge reading today, and let the important stuff come to you by text.